Here is the third article from WWW.CNN.COM  which is extracted from the Business section of the website. The new words are bold. You can find the definition of the words at the end of the article:

CNN Chief Business Correspondent

Editor's note: All this week CNN.com is running excerpts from CNN chief business correspondent Ali Velshi's new book,"Gimme My Money Back: Your Guide to Beating the Financial Crisis,"published by Sterling & Ross. This is the fourth excerpt in the five-part series

You wouldn't build a house without a blueprint (not if you expected it to stay up). And you wouldn't take a cross-country road trip without a map. Anything worth doing is worth planning. Your financial future is no exception.

No matter how smart you are, you couldn't possibly expect to succeed at a game you'd never played unless you at least knew the rules. You'd want to know the strategies. You'd want to understand the tools. You'd want to see how the little moves add up to the big picture.

It's the same with investing. There are certain principles that determine investment performance. They describe the way that different market elements interact with one another, the way they work together over time. Understand them, and you're on the way to success.

These principles can help you construct your portfolio, make your decisions and measure your investment performance against objective standards. Have an investment question? Ask Ali

The first thing to know is that, historically, markets rise over time. Markets move in cycles: they go up, they go down, they go up again. Picture a mountain peak, a valley and then another mountain peak -- that's a market cycle. At the end, the new peak is higher than the last one.

So even when we're in a deep trough (a recession), we should have faith in the market's ultimate recovery. Because that's what the market has done over and over and over again.

As I write this book, the market is down quite a bit from the all-time high it reached in 2007. Am I worried about the money I invested? Not really. I've made a long-term commitment to my investment plan. Despite the current turbulence, I haven't changed it one bit. I know that the market will recover and that my investments will grow.

Don't Miss

                   Excerpt: Putting your financial house in order

                   iReport.com: Ask Ali Velshi

                   Quiz: Are you a risk taker?

                   In Depth: Gimme My Money Back

That's not to say I enjoy seeing markets fall -- I don't. But I recognize that there are good times and bad times. Our country, our world, isn't going away.

The energy of the 6 billion people on our planet will propel us forward. If you stand back far enough and look at market results for the past 80 years, you'd see an almost unbroken line of progress. It's the short term that gives people the jitters.

But the cure for fear is knowledge. So one of my goals is to help you understand the principles that describe how the markets behave.

Correspondent: a person who reports news from a particular country or on a particular subject for a newspaper or television or radio station

Beat: to get control of something / to hit something many times and usually very hard

Excerpt: a short piece of writing, music, film, etc. taken from a longer whole

Add up to: to lead to a particular result / to show something

Invest: to buy property, share in a company, in the hope of making a profit

Trough: a period of time when the level of something is low, specially a time when a business or the economy is not growing

Recession: a difficult time for the economy of a country, when there is less trade and industrial activity than usual and more people are unemployed  

Ultimate: happening at the end of a long process

Recovery: the process of improving or becoming stronger again

Commitment: a promise to do something or to behave in a particular way

Turbulence: a situation in which there is a lot of sudden change, confusion, disagreement and sometimes violence

Go away: to disappear

Propel: to move, drive or push something forward or in a particular direction

Jitters: feeling or being anxious and nervous, especially before an important event or before having to do something difficult

Kick Back: money paid illegally to somebody in return for work or help